HMRC Self Assessment Payment Guide

Pay Your Self Assessment Tax Online

Guidance on UTR payment references, payment deadlines and paying HMRC online.

UTR reference 31 January deadline 31 July payment on account GOV.UK guidance

How to Pay Your Self Assessment Tax Bill

To pay HMRC, you normally need your 11-character Self Assessment payment reference. This is your 10-digit UTR followed by the letter K. Always check your reference, payment deadline and payment method before sending money to HMRC.

Before You Pay Self Assessment

Complete these checks before making your Self Assessment payment.

Find your payment reference

To pay Self Assessment, you normally need your 11-character payment reference. This is your 10-digit Unique Taxpayer Reference, known as your UTR, followed by the letter K.

Check your payment deadline

Self Assessment payments are usually due by 31 January for the balancing payment and first payment on account. A second payment on account may be due by 31 July.

Pay using the correct method

Choose a payment method that gives enough time for the payment to reach HMRC. Keep proof of payment and check that your reference has been entered correctly.

Pay Self Assessment Online

Use the official HMRC online payment service to pay your Self Assessment tax bill. Make sure you have your 11-character payment reference before continuing.

Important: Your Self Assessment payment reference is usually your 10-digit UTR followed by the letter K. Using the wrong reference can delay the payment being allocated to your account.

Payment Instructions Step by Step

The exact screens may change on HMRC’s website, but the general process is usually as follows.

  1. Open the official HMRC Self Assessment payment page.
  2. Choose the payment method you want to use.
  3. If paying by card, continue to the debit card or corporate credit card payment option.
  4. Enter your 11-character payment reference, which is your 10-digit UTR followed by the letter K.
  5. Enter the amount you want to pay.
  6. Enter your billing details and email address, if requested.
  7. Check the payment details carefully before continuing.
  8. Enter your card or bank payment details.
  9. Submit the payment and save the confirmation for your records.

Need Help Finding Your UTR or Payment Reference?

If you cannot find your UTR or Self Assessment payment reference, call us on 0121 439 9760 . If you are our client, please contact your dedicated accountant for support before making the payment.

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Self Assessment Payment FAQs

Common questions before paying Self Assessment tax to HMRC.

You normally need your 11-character Self Assessment payment reference. This is your 10-digit Unique Taxpayer Reference, known as your UTR, followed by the letter K.

You can usually find your payment reference in your HMRC online account or on your Self Assessment paying-in slip if you receive paper statements.

Self Assessment tax is usually due by 31 January for the balancing payment and first payment on account. A second payment on account may be due by 31 July.

No. HMRC does not accept personal credit card payments for Self Assessment. You may be able to pay by personal debit card or corporate debit or credit card, depending on the payment option selected.

HMRC may delay allocating the payment to your Self Assessment account. This can lead to reminders, interest, penalties or payment queries even if the money has already been sent.

You may be able to set up a Budget Payment Plan to make weekly or monthly Direct Debit payments towards your next Self Assessment tax bill, provided you are up to date with previous Self Assessment payments.

Yes. If you are our client, please contact your dedicated accountant and we can help you check your UTR, payment reference, amount due and deadline before you make the payment to HMRC.

HMRC Payment Support

Need Assistance With Your HMRC Payments?

If you are having difficulty making a payment or are unsure which reference to use, speak to our team before paying HMRC.

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